Seamless Person-to-
Account Transfers

Seamless Person-to-
Account Transfers

Integrate DigiKhata's powerful P2A API to enable secure, fast, and reliable transfers from your platform to any bank account across India.

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Key Features

Key Features

Instant
Transfers

Enable IMPS transfers for real-time transactions or NEFT for scheduled transfers with our robust API.

High
Limits

Generous monthly limit of ₹50,000 per DigiKhata account.

Competitive
Pricing

Attractive pricing structure with transparent fees.

Mobile
First

Optimized for mobile platforms with simple OTP verification flows for seamless user experience.

KYC

Instant KYC, Biometric and OTP-based authentication ensures every transaction is secure and verified.

Easy
Integration

Comprehensive documentation and developer support for quick API integration into your platform.

How DigiKhata P2A Works

How DigiKhata P2A Works

Account Creation

Create a DigiKhata account by entering their mobile number and verifying with OTP. Wallet can be created through biometric authentication or Aadhaar OTP (requires Aadhaar registered mobile number) and PAN No.

Add Beneficiary

Add new beneficiary by entering details (Name, Account Number, Bank Name). Beneficiary validation charges.

Transfer Initiation

Select beneficiary, enter amount and confirm. The transaction will be processed via IMPS or NEFT.

OTP Verification

Enter OTP received on registered mobile number to verify and complete the transaction.

Transaction Completion

Amount is debited from retailer balance for Wallet Load and transferred directly to beneficiary account.Transaction status can be checked and refunds can be claimed through OTP if needed.

Get Started with DigiKhata P2A API

Fill out the form below and our team will contact you to set up your UPI PG solution within 24 hours.